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Tax Calculator
Enter your details below to compare the Old and New regimes side by side.
Your Details
All amounts are annual (₹)
Including basic, HRA, allowances, bonus
Interest, rental, capital gains, etc.
Our Recommendation
Choose the New Regime Save ₹89,700
Based on your inputs, the New Regime results in lower tax. The new regime offers lower slab rates with minimal deductions; the old regime rewards investments and exemptions.
Recommended
New Regime
FY 2025-26 (AY 2026-27)
Gross Income₹15,00,000
Total Deductions− ₹75,000
Taxable Income₹14,25,000
Tax (before rebate)₹93,750
Health & Education Cess (4%)₹3,750
Total Tax Payable₹97,500
Net In-hand Income₹14,02,500
Old Regime
FY 2025-26 (AY 2026-27)
Gross Income₹15,00,000
Total Deductions− ₹2,75,000
Taxable Income₹12,25,000
Tax (before rebate)₹1,80,000
Health & Education Cess (4%)₹7,200
Total Tax Payable₹1,87,200
Net In-hand Income₹13,12,800
Ways to Reduce Your Tax
Personalized suggestions based on what you've entered.
Home Loan Interest — Section 24(b)
Interest paid on home loan for self-occupied property is deductible up to ₹2,00,000.
Potential save: ~₹60,000
Employer NPS — Section 80CCD(2)
Ask your employer to contribute up to 14% of basic salary to NPS. Allowed in BOTH old and new regimes.
Potential save: ~₹63,000
House Rent Allowance (HRA)
If you live in rented accommodation, claim HRA exemption (only old regime). Submit rent receipts to employer.
Donations — Section 80G
Donations to approved charities qualify for 50% or 100% deduction.